Author Archives: client

  1. What to do If a Creditor is Still Attempting to Collect a Debt After I Filed For Bankruptcy?

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    After you file for bankruptcy a creditor is no longer allowed to pursue any collection actions on your discharged debts including contacting you. In fact, it's a federal crime for them to do so. This is why in most cases creditors who still continue their collection efforts are simply unaware that you have filed a bankruptcy– or may not even know that it protects you to the extent it does. If a …Read More

  2. Is There a Limit to How Much Debt I Can Discharge Through a Chapter 7 Bankruptcy?

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    There is no limit to the amount of the debt you can discharge in a Chapter 7 bankruptcy.  Nor is there a minimum threshold of debt that you must have in order to qualify for a chapter 7 bankruptcy. So for example, you can technically file and receive a Chapter 7 bankruptcy discharge if you have $1,000 in debt or $1,000,000,000 in debt. However, in the case that you have too little in debt, it mig…Read More

  3. What To Look For In An Attorney

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    What to Look For in a Lawyer: Experience & Expertise: Much like any other profession, no experienced lawyer has started out experienced. They have had a first case – a first 100 cases – and made mistakes. But making these mistakes has given them a chance to gain experience and avoid those mistakes today. Expertise and focus on a practice plays a similar role. If an attorney spends his time…Read More

  4. Is My Credit Doomed if I File for Bankruptcy?

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    Is My Credit Doomed if I File for Bankruptcy? NO, it’s not doomed! In fact, most of our clients see a huge improvement in their credit score just by filing a bankruptcy.  In most cases, our clients come to us when they have either been late on payments or have completely defaulted on some or all of their loan payments.  In these cases Bankruptcy helps jump start your credit score because it ge…Read More

  5. Can I Keep My Car If I File for Bankruptcy?

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    People always wonder if they can keep their cars if they file for bankruptcy.  In most cases, the answer is YES, you will be able to keep your car as long as you are current on your payments.  Only in a very few cases does a bankruptcy debtor have any issues with keeping their car even if they are current with the payments.  This happens when there is too much equity in the car or if the debtor…Read More