discharge

  1. What to do If a Creditor is Still Attempting to Collect a Debt After I Filed For Bankruptcy?

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    After you file for bankruptcy a creditor is no longer allowed to pursue any collection actions on your discharged debts including contacting you. In fact, it's a federal crime for them to do so. This is why in most cases creditors who still continue their collection efforts are simply unaware that you have filed a bankruptcy– or may not even know that it protects you to the extent it does. If a …Read More

  2. Is There a Limit to How Much Debt I Can Discharge Through a Chapter 7 Bankruptcy?

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    There is no limit to the amount of the debt you can discharge in a Chapter 7 bankruptcy.  Nor is there a minimum threshold of debt that you must have in order to qualify for a chapter 7 bankruptcy. So for example, you can technically file and receive a Chapter 7 bankruptcy discharge if you have $1,000 in debt or $1,000,000,000 in debt. However, in the case that you have too little in debt, it mig…Read More