local bankruptcy lawyer

  1. What to do If a Creditor is Still Attempting to Collect a Debt After I Filed For Bankruptcy?

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    After you file for bankruptcy a creditor is no longer allowed to pursue any collection actions on your discharged debts including contacting you. In fact, it's a federal crime for them to do so. This is why in most cases creditors who still continue their collection efforts are simply unaware that you have filed a bankruptcy– or may not even know that it protects you to the extent it does. If a …Read More

  2. Is There a Limit to How Much Debt I Can Discharge Through a Chapter 7 Bankruptcy?

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    There is no limit to the amount of the debt you can discharge in a Chapter 7 bankruptcy.  Nor is there a minimum threshold of debt that you must have in order to qualify for a chapter 7 bankruptcy. So for example, you can technically file and receive a Chapter 7 bankruptcy discharge if you have $1,000 in debt or $1,000,000,000 in debt. However, in the case that you have too little in debt, it mig…Read More

  3. What To Look For In An Attorney

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    What to Look For in a Lawyer: Experience & Expertise: Much like any other profession, no experienced lawyer has started out experienced. They have had a first case – a first 100 cases – and made mistakes. But making these mistakes has given them a chance to gain experience and avoid those mistakes today. Expertise and focus on a practice plays a similar role. If an attorney spends his time…Read More

  4. Can I Keep My Car If I File for Bankruptcy?

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    People always wonder if they can keep their cars if they file for bankruptcy.  In most cases, the answer is YES, you will be able to keep your car as long as you are current on your payments.  Only in a very few cases does a bankruptcy debtor have any issues with keeping their car even if they are current with the payments.  This happens when there is too much equity in the car or if the debtor…Read More

  5. What To Do on The Other Side of Bankruptcy

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    If you’ve recently filed bankruptcy, and you've received your bankruptcy discharge, you’ll find yourself in a different financial world. Fortunately, there are plenty of things you can do to start off on the right foot. In this blog, we’re going to go over good steps you can take to maintain financial security in your future. Credit Score You can check your credit score for free through seve…Read More

  6. Chapter 13 Versus Chapter 7 Bankruptcy Filings

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    If you are considering a bankruptcy filing, you will need to know the differences between a Chapter 13 filing and a Chapter 7 filing. There are big differences between these two bankruptcy filings, and your circumstance will determine the proper plan for your future. Now, there are more subtle differences than the intricacies listed here, but let’s take a brief look at a few of the major factors…Read More

  7. The Pros and Cons of Bankruptcy

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    Bankruptcy isn’t an easy choice. However, with lenders and creditors at the door, it might be your only option. But it’s a chance to rebuild, and a chance to get a fresh start. Let’s take some time to consider - albeit briefly - some of the pros and cons of chapter 7 bankruptcy, presented by Reganyan Law Firm - your professional bankruptcy lawyer: First, the pros of filing chapter 7 bankrupt…Read More

  8. What to Expect from your Chapter 7 Bankruptcy 341(a) Creditor’s Meeting

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    The Creditor’s Meeting, also known as the 341(a) meeting is an important part of the bankruptcy process. It puts a face/body to the filed papers and allows the Trustee to ask questions regarding the truthfulness of those documents. This article will discuss the importance of this meeting as well as provide some insight to the questions “typically” asked. Although, the 341(a) is not meant to …Read More