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What to do If a Creditor is Still Attempting to Collect a Debt After I Filed For Bankruptcy?

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blog, Chapter 7 Bankruptcy

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bankruptcy attorney, bankruptcy attorney Glendale, bankruptcy attorneys, bankruptcy lawyer, Bankruptcy Lawyer Glendale, bankruptcy lawyers, bankruptcy protection, business bankruptcy attorney, business bankruptcy lawyer, chapter 11 bankruptcy attorney, chapter 11 bankruptcy lawyer, chapter 13 bankruptcy attorney, chapter 13 bankruptcy lawyer, chapter 7 bankruptcy attorney, chapter 7 bankruptcy lawyer, collections, creditor, discharge, Glendale, local bankruptcy attorney, local bankruptcy lawyer, los angeles bankruptcy attorney, los angeles bankruptcy lawyer, Reganyan Law Firm, Southern California

After you file for bankruptcy a creditor is no longer allowed to pursue any collection actions on your discharged debts including contacting you. In fact, it's a federal crime for them to do so. This is why in most cases creditors who still continue their collection efforts are simply unaware that you have filed a bankruptcy– or may not even know that it protects you to the extent it does. If a …Read More
Is There a Limit to How Much Debt I Can Discharge Through a Chapter 7 Bankruptcy?

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blog, Chapter 7 Bankruptcy

Tags:

bankruptcy attorney, bankruptcy attorney Glendale, bankruptcy attorneys, bankruptcy lawyer, Bankruptcy Lawyer Glendale, bankruptcy lawyers, business bankruptcy attorney, business bankruptcy lawyer, chapter 11 bankruptcy attorney, chapter 11 bankruptcy lawyer, chapter 13 bankruptcy attorney, chapter 13 bankruptcy lawyer, chapter 7 bankruptcy attorney, chapter 7 bankruptcy lawyer, debt limit, discharge, Glendale, local bankruptcy attorney, local bankruptcy lawyer, los angeles bankruptcy attorney, los angeles bankruptcy lawyer, maximum, minimum, Reganyan Law Firm, Southern California

There is no limit to the amount of the debt you can discharge in a Chapter 7 bankruptcy. Nor is there a minimum threshold of debt that you must have in order to qualify for a chapter 7 bankruptcy. So for example, you can technically file and receive a Chapter 7 bankruptcy discharge if you have $1,000 in debt or $1,000,000,000 in debt. However, in the case that you have too little in debt, it mig…Read More
What To Look For In An Attorney

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Bankruptcy Lawyer Glendale, blog, chapter 13 bankruptcy lawyer Glendale, Chapter 7 Bankruptcy Lawyer

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bankruptcy attorney, bankruptcy attorney Glendale, bankruptcy attorneys, bankruptcy lawyer, Bankruptcy Lawyer Glendale, bankruptcy lawyers, business bankruptcy attorney, business bankruptcy lawyer, chapter 11 bankruptcy attorney, chapter 11 bankruptcy lawyer, chapter 13 bankruptcy attorney, chapter 13 bankruptcy lawyer, chapter 7 bankruptcy attorney, chapter 7 bankruptcy lawyer, compassionate attorney, compassionate lawyer, experienced attorney, experienced lawyer, Glendale, honest, local bankruptcy attorney, local bankruptcy lawyer, los angeles bankruptcy attorney, los angeles bankruptcy lawyer, Reganyan Law Firm, Southern California

What to Look For in a Lawyer: Experience & Expertise: Much like any other profession, no experienced lawyer has started out experienced. They have had a first case – a first 100 cases – and made mistakes. But making these mistakes has given them a chance to gain experience and avoid those mistakes today. Expertise and focus on a practice plays a similar role. If an attorney spends his time…Read More
Is My Credit Doomed if I File for Bankruptcy?

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blog, Chapter 7 Bankruptcy

Tags:

bankruptcy attorney, bankruptcy lawyer, chapter 7 bankruptcy attorney, chapter 7 bankruptcy lawyer, credit, credit report, credit score, Glendale, improve credit score, los angeles bankruptcy attorney, los angeles bankruptcy lawyer, Reganyan Law Firm

Is My Credit Doomed if I File for Bankruptcy? NO, it’s not doomed! In fact, most of our clients see a huge improvement in their credit score just by filing a bankruptcy. In most cases, our clients come to us when they have either been late on payments or have completely defaulted on some or all of their loan payments. In these cases Bankruptcy helps jump start your credit score because it ge…Read More

Testimonials

It was a pleasure working with Robert!

It was a pleasure working with Robert! He was very helpful and knowledgeable. My financial situation has improved, thanks to Robert.

Erick P. (Google)
He answered every question I had promptly

Reganyan made filing for bankruptcy an easy process. He answered every question I had promptly and never left me guessing what the next step would be. I truly appreciate all his help and recommend his services.

Brian M.
Thanks to him my family and I saved our home.

Robert was really helpful, I 100% recommend him. He came during a bad part of my life and helped/advised us what to do. Thanks to him my family and I saved our home. If you are struggling financially give him a call

Claudia C. (Google)
Robert made this process as easy as possible.

It was not easy to ask for help, but Robert made this process as easy as possible. He told me that there was no talking me out of worrying he said all of his clients do, but that he would be there every step of the way and he was. If you need help and don’t really know what your next step is. Please call Robert Reganyan he will make this process as painless as possible I wouldn’t trust anyone else. Thanks Robert you are a life changer.

Martin H (Google)
Robert seriously saved my life!

Robert seriously saved my life! I was so stressed and over whelmed with bills and garnishments. He made the process easy and effortless! I would and have recommended him to family and friends! Best decision I’ve made as an adult thus far!!

Jessica O. (Google)
I highly recommend his services

It was my first time filing chapter 7 bankruptcy, and Reganyan Law Firm (Robert) was very professional, informative and walk me through the whole process. He was with me at all the appointments. I highly recommend his services. He saved my home.

Giovany M. (Google)
He makes it painless and simple

Let me just say I had contacted three or four law firms for my bankruptcy, Robert called me back within 15 minutes. He is professional to the word. He contact you for anything needed. He makes it painless and simple. I just want to say again thank you Robert you are the best.

John G. (Google)
I assure you, you’re in good hand with Reganyan Law Firm.

Robert Reganyan is a very good lawyer and very professional in dealing with his clients. He handled my case with ease and explained to me the details on how to proceed with the case. With his help I was able to regain my peace of mind. I would recommend him to anybody, especially to my friends and family who needs to unload their financial burden in filing bankruptcy. I assure you, you’re in good hand with Reganyan Law Firm.

I am very grateful for your service! More power!

James K. (Google)
Robert is an amazing lawyer!

Robert is an amazing lawyer! I had a lot of anxiety dealing with my bankruptcy but Robert put all my fears at ease and made the process as smooth as possible. Definitely recommend him for anyone considering filing bankruptcy.

Lawrence M. (Google)
Robert was available at all times when I contacted him, even on a Sunday when I called him to ask a question , he still answered my call.

I am so glad I found Robert Reganyan and hired him to help me file my Bankruptcy. From the moment l met him he was very kind , professional. He was very thorough and took the time to explain how the whole process would work. He took the time to answer all my questions. Robert was available at all times when I contacted him, even on a Sunday when I called him to ask a question , he still answered my call.
Robert made the whole process very smooth and was with my every step of the way . He even attended the meeting with me at the bankruptcy court. I am very grateful to Robert for completing my Case and thanks to Robert I am now Debt free.

Byanca G Google
He is the best.

He is the best. He helped us with our business bankruptcies and my husband’s personal. Thanks to Robert we have a better life and all the stress is behind. I wish you health, wealth and success. You are one of the kind attorney and human being. Thank you so much

Angelica P. Google
He made handling my situation a breeze

I consulted Robert on money I owed to the IRS. Robert was of great help and very informative, he made handling my situation a breeze, and would absolutely recommend him to friends, family, and anyone that is looking for a great lawyer.

Bobbi A. Google
Most honest lawyer I have ever known.

Robert is the most honest lawyer I have ever known. He is kind, professional and knowledgeable in his field . He cares for his clients needs and is very trustworthy.

Tamara G Google
Thanks to him my family and I saved our home.

Robert was really helpful, I 100% recommend him. He came during a bad part of my life and helped/advised us what to do. Thanks to him my family and I saved our home. If you are struggling financially give him a call

Claudia C Google
I highly recommend attorney Reganyan!

I was shopping around for a chapter 7 bankruptcy lawyer and attorney Reganyan had one of the most reasonable pricing available. The whole process was a breeze and attorney Reganyan was always available either through texts or emails every step of the way to answer all my questions. I was a victim of a scam that lead to the bankruptcy and my debts were discharged after my chapter 7 was granted. I highly recommend attorney Reganyan!

Jane D. Yelp
So glad to have found him.

We have been very pleased with Mr. Reganyan’s professionalisms. He is very helpful, knowledgeable and have been very pleased with his assistance. So glad to have found him.

Martha G. Yelp
Robert has always fought hard for me when obstacles surfaced always getting a positive resolution.

I highly recommend Reganyan Law Firm. Long story short I made a gazillion calls to attorneys and felt discouraged. Robert returned my call, after hours, when I had literally felt like my world was spiraling. After talking to him on the phone I remember feeling hopeful that there was a way to resolve my situation. He explains the entire process to you in layman terms making sure you totally understand what to expect. Robert has always fought hard for me when obstacles surfaced always getting a positive resolution. I DEFINITELY recommend Robert Reganyan.

Judy N Yelp
No lies, no lack of follow up just a positive experience for something tough to go through.

Mr. Reganyan helped my daughter through her business bankruptcy and personal bankruptcy. Through out the entire process he proved to do everything he said he would do. His advice was good and forthright and correct. I was involved because of my daughter was skeptical of contacting an unknown attorney perhaps taking advantage of her. I was very impressed in his professionalism and tenacity in getting things done. No lies, no lack of follow up just a positive experience for something tough to go through. Great job I felt!

Frank O Yelp
I found Robert to be knowledgeable, confident, skillful and great communicator.

I met Robert few years ago. He handled multiple financial issues I had with debt collectors. He negotiated and resolved all my issues successfully. I did not have to file for Bankruptcy. I found Robert to be knowledgeable, confident, skillful and great communicator.

I recommend Robert for anyone with financial issues and with living trust.

Adib S Yelp
Everything was absolutely perfect

Robert Reganyan attorney at law was great. To the receptionist beside the desk, to Mr. Reganyan himself. Everything was absolutely perfect. He represented me for a bankruptcy and It couldn’t have went any smoother. I was really nervous beings I have never been to court, but he was there by my side the whole way. He talked me through it all, explaining everything to me in great detail. He made me feel calm and confident enough to be able to speak my case. I strongly recommend their firm to anyone who is in need of representation with bankruptcy.

Bobbie M Yelp
He was Really Helpful and Professional

I met with Robert about a month ago regarding an issue, I needed him to review some forms and contracts for me, he was really helpful and professional. I even referred my coworker to meet him and consult about a situation she was going through.

Linda M Yelp
He was with me every step of the way

Mr. Reganyan is a fantastic attorney. I had made several calls while looking for a bankruptcy attorney & he called me back, made me feel comfortable & got me in to see him right away. His prices were more than fair & reasonable.

He made an uncomfortable, and what I felt embarrassing situation, easy to deal with. He was with me every step of the way & when issues arose after discharge, he fixed the continued collection calls immediately. I would recommend him in a heartbeat to anyone that needs someone that they can count on.

Peggy B. Yelp
I recommend him highly.

– I was referred to Robert through a Legal Assistance program offered by my employer.
– He was very helpful in getting me through my Bankruptcy filing. He explained the process each step of the way and patiently answered all of my questions. He dealt with the creditors. He was very helpful in preparing my Income and Expenses Statement for the trustee.
– He also accompanied me both times that I had to appear before the trustee. He prepared me ahead of time, so that I would know what to expect. That got me through what could have been a very scary experience.
– Once the bankruptcy was filed, he explained all my obligations for the term of my bankruptcy. He remains available as I need him, for questions and consultations.
– I recommend him highly.

Teresa A Yelp
I’m very happy with his services

Robert is a great lawyer I had accidentally gone to the wrong attorney because of building confusion. I’m sure glad Robert called to ask me if I was on my way. The other lawyer had me fill in papers right away and wasn’t helpful. Robert returned every call and email the same day, his help was consistent and efficient with details. I highly recommend Robert and I’m very happy with his services.

Karen L. Yelp
My Bankruptcy went Smooth

I am so glad my brother-in-law recommend Mr.Reganyan. My bankruptcy went so smooth I was shocked before seeing Mr.Reganyan I was very nervous he talked to me and explained everything so clearly.
Thank you very much Mr.Reganyan

Liana S Yelp
I have referred friends and family members to him

Robert was my bankruptcy attorney and I was very pleased with my experience. From the initial office consultation he made me feel comfortable with his knowledge of the laws. My bankruptcy went smoothly and I received my discharge. He kept me informed all the way through. I have referred friends and family members to him and they have all had great experiences. Thank you Robert!

Aramik S Yelp
Exceptional professional

Rob is an exceptional professional with a high level of intelligence and integrity. I would refer him to anyone in need of legal services.

Tom L Facebook
Great Attorney!

Robert was great! did my Bankruptcy and explained the whole process and what to expect from the process. Great attorney and keep me up update what was going on! I would highly recommend Robert as a one of a kind bankruptcy attorney.

Mike S. Google
Sympathetic and professional lawyer for my Mother’s Bankruptcy filing

My mother was 90 years old at the time and suffered from severe Dementia. Her care exceeded my ability to pay her financial obligations. Robert was very sympathetic and helped file Mom’s bankruptcy petition about 9 months ago. Robert was very professional…was able to advance the proceedings quickly since my Mom was mentally unable to meet all the bankruptcy requirements of the State; for example she no longer was able to communicate and with Robert’s help I was able to get the proper paperwork from her doctor and hospice professionals to satisfy the State’s requirements. His clear explanations of each step made this otherwise difficult decision less stressful.

S.F.H. Business Consumer Alliance Review Site
Excellent – Knows what he is doing.

I hired Robert to help get the creditors off my back filing a Chapter 7. I had absolutely no idea what the process/procedures were. Robert explained everything in detail, described all of the anticipated things that would happen and he was on the money with everything. I’ve already recommended him to two other people and will continue recommending his services to whoever I find may benefit from it.

Aram G Yelp
Robert Reganyan was excellent!

I went to Robert Reganyan in February of 2011, for Bankruptcy purposes. Right off the start Robert was very understanding and very helpful. He answered all questions asked, and made sure you understood the process of bankruptcy. He is a wonderful lawyer that will do everything within his abilities to help his clients. Robert gets everyone done for you only thing the client has to do is show up a couple months later to court to interview with the creditors, and Robert makes that an easy process as well. Go to Robert Reganyan for your bankruptcy needs, you won’t be disappointed.

Arsen A. Yelp
I would highly recommend him to anyone.

Robert helped me with my business and legal issues in 2009 and 2010. He was very professional and helpful. He took a personal approach and care to my situation. I would highly recommend him to anyone. Thank You,

Jeff Langendorf Business Consumer Alliance Review Site
Great legal experience

Robert has been by far the most professional and caring attorney I’ve met and done business with. Robert is very patient and will walk you through the entire process of bankruptcy and what to expect. He is also very punctual and well prepared. He is there to serve.

Steve T. Business Consumer Alliance Review Site
Very pleasant experience…

Very honest and straight forward from the beginning to end. Robert is a professional and very easy to work with.Thank You very much Robert for giving us smooth bankruptcy experience.

Mher S Business Consumer Alliance Review Site
He made it happen!

Robert is an incredible attorney! I had a judgement against an individual for unpaid wages for a construction related contract. I went to 2 other lawyers prior to see Robert and they both said that putting a judgement in action is required a hefty upfront payment without offering any guarantee that I will get my money! Well Robert did it!! within a few months, I received 100% of the judgement. I will recommend this law firm to anyone who is looking for a hardworking, creditable and honest lawyer.

Emil Yelp
I was glad to have Robert as my bankruptcy attorney.

I have posted a lawyer searching website about my financial situation. Robert was the first one to respond to my post. I met several lawyers and their fees were almost all same. Meaning, he is reasonable in that matter. I chose him because I felt most comfortable. Whenever I have a question he had responded right away, he was very thorough and he was flexible on his appointment time so I don’t have to miss my work. My bankruptcy wasn’t so bad thanks to Robert. Now I have a clean start. I would definitely recommend him. I would hire him again if I ever have to file a bankruptcy again, although I really hope that does not happen.

Saeko A. Yelp
He is very professional, knowledgeable and is patient in listening to your case

In search for lawyers it was a long search I had been look at a few for at least 3 months. He is very professional, knowledgeable and is patient in listening to your case. I would highly recommend in contacting him if you are considering a bankruptcy as your option.

Kano Avvo.com
Robert R.

Robert Reganyan was very professional and explained everything to me in great detail. I was very nervous at first, but he soon made me comfortable. Sometimes we feel that we are the only one having this “problem” and he assured me I wasn’t. He was awesome!

Laura
Beyond my expectation

He went out his way to help me and made me feel very comfortable. Kept me informed with what was going on and what the next process would be. I even sent some friends his way and he did a wonderful job with them as well. He was also very honest great quality to have.

Kristi

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